Associations: Products for Members

Current association clients take advantage of the following products and services:

Vision Coverage – Collateral offers traditional vision insurance, but also provides employers in Alabama access to the VisionChoice discount program. VisionChoice is a product of our sister company, Southland National Insurance Corporation.  For more information about VisionChoice click here.

Short and Long Term Disability - Disability insurance provides income replacement should an employee become unable to perform the duties of their current position.

Group Life and AD&D – Group life insurance provides affordable term life coverage for employees. Coverage can be customized for each association.

Life Insurance – Our life insurance portfolio consists of both payroll-deducted and bankdraft products and includes: term life insurance, whole life insurance, universal life insurance, child life insurance, and sub-standard risk insurance.  The key for association members is matching the right product to their situation.

Cancer Insurance –  Cancer insurance allows employers to offer a voluntary program designed to enhance the benefit package. Most often employee-paid this program offers employees a benefit that provides payment of benefits directly to them that will help to protect their family from financial hardship.

Critical Illness Insurance – Similar to the cancer program, critical illness insurance offers a lump sum amount should the insured be diagnosed with a covered critical illness such as heart condition, stroke, or cancer.

Long Term Care Insurance – Long Term Care is becoming an issue for many aging baby boomers and their families.  Many choices are available, but all give assistance to employees and their families should a covered person become unable to perform daily activities such as eating, bathing and dressing themselves.

Auto and Homeowners Insurance – Giving association members an option for discounted automobile and homeowners insurance can be a valuable member benefit. 

Affinity Credit Card Programs – Available for large associations, affinity credit card programs are a great way to build association identity and provide a competitive card for the membership.